Download Equine Commercial General Liability (CGL) Questionnaire - Click to download

Available to professionals breeding, boarding, training, instructing, and/or operating any eligible equine facility, this policy provides coverage for bodily injury or property damage to third parties arising from declared commercial equestrian activities. 

The policy can be extended to provide on premises coverage for independent trainers or instructors, while acting within the scope of their duties at your operation.  Independent instructors and trainers should obtain their own CGL coverage for activities outside of your operation. 

Should a clinician need coverage for an event at your facility, the clinician can be added to your CGL policy as Independent Trainer or Instructor. 

If you have a CGL policy, your spouse is automatically covered by the policy.  If you have children that are of legal age, they need to be listed as an Additional Insured on your policy for coverage to apply unless they are an employee of your operation.  Employees are an insured while working within their job description. 

Only activities which are declared on the application and accepted by the company are eligible for coverage.  Undeclared activities are not covered.